This Website is operated by Chenevières Consulting SA –  (“we, us, our”). The company is registered in Switzerland under company number CHE-100.217.184 (CH-677-3001519-77) with offices at Bodenstrasse 20, CH-6403 Küssnacht a. Rigi, Switzerland. To offer excellent services to our customers, we co-operate service units within TAXEDO GROUP in various Jurisdictions.  


2.1 Access to our Websites (https://firstadvisor.ch, https://firstadvisor.eu, https://firstadvisor.net and others) is permitted on a temporary basis, and we reserve the right to withdraw or amend the service or information we provide on our Website without notice. We will not be liable if for any reason our Website is unavailable at any time or for any period.
2.2 From time to time we may restrict access to some parts of our Website or to our entire Website, to users who have registered with us.
2.3 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.
2.4 You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these Terms, and that they comply with them.


3.1 We are the owner or the licensee of the copyright and all other intellectual property rights in our Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
3.2 You may print off one copy, and may download extracts, of any page(s) from our Website for your personal reference and you may draw the attention of third parties to material posted on our Website.
3.3 You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
3.4 Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged.
3.5 You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensor.
3.6 If you print off, copy or download any part of our Website in breach of these Terms, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


We are continually seeking to update and improve our Website and may change the content at any time. If the need arises, we may suspend access to our Website or close it indefinitely. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.  


5.1 The material displayed on our Website is for information only and is not intended to amount to advice on which reliance should be placed. We do not give any warranty or representation as to its accuracy, completeness or reliability and accept no liability for any reliance placed on such materials by any visitor to our Website or anyone who may be informed of any of its contents.
5.2 To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
5.2.1 All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and
5.2.2 Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including, without limitation any liability for: loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise.
5.3 Nothing in these Terms affects our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.


We process information about you in accordance with our privacy policy. By using our Website, you consent to such processing and you warrant that all data provided by you is accurate.


Contracts for the supply of Services formed through our Website or as a result of visits made by you are governed by our terms and conditions.


8.1 You may use our Website only for lawful purposes. You may not use our Website: 8.1.1 in any way that breaches any applicable local, national or international law or regulation; 8.1.2 in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect; 8.1.3 for the purpose of harming or attempting to harm minors in any way; or 8.1.4 to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam). 8.2 You also agree: 8.2.1 not to reproduce, duplicate, copy or re-sell any part of our Website in contravention of the provisions of these Terms; 8.2.2 not to access without authority, interfere with, damage or disrupt: any part of our Website; any equipment or network on which our Website is stored; any software used in the provision of our Website; or any equipment or network or software owned or used by any third party.


9.1 You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs, keystroke loggers, spyware, adware or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.
9.2 If you breach this provision, you will commit a criminal offence under the applicable Laws. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.
9.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.


10.1 We will determine, in our discretion, whether there has been a breach of these Terms through your use of our Website. When a breach of these Terms has occurred, we may take such action as we deem appropriate.
10.2 Failure to comply with these Terms may result in our taking all or any of the following actions:
10.2.1 immediate, temporary or permanent withdrawal of your right to use our Website;
10.2.2 issue of a warning to you;
10.2.3 legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;
10.2.4 further legal action against you;
10.2.5 disclosure of such information to law enforcement authorities as we reasonably feel is necessary.
10.3 We exclude liability for actions taken in response to breaches of these Terms. The responses described in these Terms are not limited, and we may take any other action we reasonably deem appropriate.  


11.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
11.2 You must not establish a link from any website that is not owned by you.
11.3 Our Website must not be framed on any other website, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice.
11.4 If you wish to make any use of material on our Website other than that set out above, please contact us by writing to the address mentioned down below or by using our Contact Form.


Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those Websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.


The Swiss Courts will have exclusive Jurisdiction over any claim arising from, or related to, a visit to our Websites. These terms mentioned in our Disclaimer are governed by Swiss Laws.


The misuse of our trademarks and other intellectual property rights is not permitted.


We may revise these Terms at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these Terms may also be superseded by provisions or notices published elsewhere on our Website.


If you have any concerns about material which appears on our Website, please contact us by writing to First Advisor Corporate Services. This is a registered Trademark of TAXEDO IP & F Limited (Malta) and licensed trading name to Chenèvieres Consulting SA, Biserhofstrasse 65, CH-9011 St. Gallen, Switzerland. Please address your request to our Legal Department by telephoning +41 71 511 4500 or by using our Contact Form. Thank you for visiting our Website.